We live at a time when owning a debit/credit card is a must. Whether you are a professional who does not have the time to queue up at a neighborhood Bayadcenter just to pay bills, a student learning how to budget his allowance and paying for his own Spotify and iFlix subscriptions, or just about anyone who wants to avoid the armageddon of shoppers at a mall sale or the holiday rush - having the option to just conveniently do transactions online is an absolute necessity.
One major hindrance in getting a bank-issued card for a regular Juan used to be the strict ID requirements and the KYC process. SMART in partnership with PAYMAYA eliminates this process and makes it easy for anyone with a smartphone to have a virtual debit card. All you need to do is download Paymaya via App Store or Google Play, register by providing your SMART, SUN or TNT number and voila, you have a SMART-Paymaya Debit Mastercard. You can load this up simply by transferring funds from your BDO or Unionbank accounts, through hundreds of SMART Padala centers, SM and Robinsons Malls, 711 and MiniStop branches nationwide.
SMART, SUN or TNT subscribers also get exclusive perks and discounts from partner establishments and when you top up your mobile load.